The Cuyuna Compass
The Proposal · September 2026

An open offer to the City of Crosby

Three pieces of finished work, delivered free before the levy is set — and a way to pay for more of it that never touches the general fund. From a neighbor who solves problems for a living.

A letter, first

I've spent my early career as a video game developer and designer, and in recent years moved into work as a solutions developer — the person a company brings in to take a problem end-to-end: understand it, design the fix, build what's needed, and stay on it until it works. Order pipelines, document systems, reporting dashboards: the unglamorous plumbing that makes a small staff feel like a bigger one.

My name is Jimmy Davidson. I grew up in the mountains of Colorado, and I've always been an avid mountain biker and an outdoors person at heart. When I found the Cuyuna Lakes Mountain Bike Trails, I moved here on purpose in 2026 — this is where we're putting down roots, raising four kids from second grade to a senior in high school, and growing up right alongside them.

Since arriving, the business side of me has been doing what comes naturally while I get to know this community: digging into how the city actually works. I built a tool to work through the

How I went through the record

  • Every council meeting date the city has posted online — 84 of 84, January 2024 through August 2026 (the archive doesn't go back further than that).
  • Spans three annual budget cycles and both changes in city leadership.
  • I built a tool to pull the key facts out of each one, then reviewed what it found against the source documents.
the city has posted and pull out what mattered — dates, dollar figures, decisions — then reviewed what it found against the source documents. I went through the city's

Administrator turnover

  • Matthew Hill resigned as City Administrator in October 2024.
  • Two interim administrators served during the search that followed.
  • Trish Harren was hired in April 2025 and has led the office since.
, the

What the 2026 budget does

  • Plans to spend $3,179,201 against $3,133,725 in revenue — a built-in $45,476 deficit.
  • About three-quarters of general-fund spending is payroll; public safety alone is just over half.
  • State aid covers 42¢ of every general-fund dollar.
  • Funded by the levy adopted Dec. 8, 2025: $1,818,813 total.
, the

What the state filings show

  • Crosby files its budget and finance data with Minnesota's Office of the State Auditor (OSA), like every MN city.
  • The 2025 OSA budget survey lists Crosby as “Failed to Report.” The gap coincided with a period of administrative turnover and constrained staff capacity in 2024–25.
  • Crosby reports on a cash basis, not GAAP, so its filings show real cash-flow swings — negative citywide cash in 2020–2021, and a −$240,815 trough as recently as January 2026.
, and the

What the certified levy shows

  • Minnesota's Department of Revenue certifies every city's property tax levy every year — the same public dataset used throughout this document.
  • Crosby's levy rose 9.2%, then 7.5%, then 8.3% over the last three years — a cumulative 27.3% increase.
  • The council itself has said in public session that the amount needed is “beyond what residents can absorb.”
myself, plus the program rules for a handful of state, federal, and foundation funding sources that look like a fit for a city this size. I don't have this town figured out — I'm still learning it — but all of the above is public record, and every number in this proposal links to its source.

Dotted underlines above are clickable — tap one for the detail behind it.

What I found is a city working hard with too few hands — and real money sitting in programs built specifically for towns like this one, going unclaimed mostly because applying takes time nobody at city hall has.

This proposal asks the city for nothing. No contract, no fee, no decision from the council. It offers three finished pieces of work, free, on dates that matter this month — and explains how, if the city ever wants more, other institutions would pay for it. All I'm asking for today is thirty minutes.

What the numbers say

+27.3%
Cumulative levy increase over three years — +9.2%, +7.5%, +8.3% (MN DOR certified levies)
#2
City tax rate in Crow Wing County, second-highest of all cities (county 2026 final rates)
42¢
Of every 2026 general-fund dollar comes from state aid (OSA 2026 city budgets, DOR LGA)
−$45,476
Deficit built into the adopted 2026 budget (OSA 2026 city budgets, p. 55)

None of this is a criticism of anyone at city hall. It's the arithmetic that roughly 70% of Minnesota's cities — the ones under 4,000 people — are living with: a fixed staff, a levy that residents genuinely cannot absorb faster, and a state aid formula that has been flat statewide since 2023. Crosby has been candid about the strain in its own meetings, and recently approved $30,000–$34,500 for outside help just to close out the year's books. The 2025 State Auditor budget survey lists Crosby as "Failed to Report" — not for lack of effort, but for lack of hours.

My read: Crosby doesn't have a spending problem so much as a capacity problem. The two levers that actually move a budget like this — grant dollars and better information at decision time — both take staff hours the city doesn't have. That's the gap I'm offering to fill — with finished work, not new software for anyone at city hall to learn. Cutting harder can't close it; capacity can. (For the full plain-English walk-through of the city's finances, see The Numbers.)

Money on the table

These are programs Crosby (or its fire department, or a local partner organization) qualifies for right now or within weeks. Every one is real, linked, and open to a city this size; where a detail still needs confirmation from the program office, it's marked.

ProgramWhat it fundsScaleDeadlineStatus
Initiative Foundation community grants Economic & community development projects; local governments are eligible applicants Varies by project Sept 25, 2026 Open now
Sourcewell Community Impact Regional member projects — records & technology modernization fits; the January 2026 round put $742,065 into eight area projects Typically five figures Annual cycle Next round
DNR Volunteer Fire Assistance Equipment & training for the fire department (50/50 match) Small, near-certain Sept 1 – Dec 1 Opens Sept 1
MNHS Legacy small grants Historical records preservation & heritage sites — e.g. the city-owned Croft Mine park Up to $20,000 Oct 9, 2026 Quarterly
USDA Rural Development SEARCH Predevelopment studies for water/sewer projects; Crosby clears the income test comfortably Up to ~$30,000 Rolling Eligible
IRRR grant programs Public works, redevelopment & more — Crosby sits inside the Taconite Assistance Area; the agency's FY2027 budget grew to $76.9M Public Works pool ~$9M Pre-file ~Sept for Dec board Confirm cycle
DEED Small Cities Development Program Housing rehab, public infrastructure, commercial rehab $600K – $1.4M Prelim. ~late Nov 2026 Confirm date

This table is a sample, not the full list. The complete inventory — every program, every deadline, every match requirement — lives at Money on the Table and is kept current.

Three things, free

Free means free: no contract, no invoice later, no strings. It's how I'd like to introduce myself to the town I live in — with finished work instead of a brochure. Everything below is built entirely from public documents.

DELIVERABLE 1

The Crosby Funding Radar

A one-page, plain-English inventory of every grant program the city qualifies for — deadline, dollar range, match requirement, and who to call — refreshed monthly so nothing expires unnoticed. Yours to drop in any council packet.

In the city's hands before the Sept 14 council meeting
DELIVERABLE 2

One drafted, submittable application

A complete application for the Initiative Foundation's open round — written, sourced, and ready for city review and signature. The working draft is finished and public, so anyone can judge the work directly. If the city would rather aim it at a different program on the radar, we aim it there instead.

Working draft done — window closes Sept 25 Download the draft (PDF)
DELIVERABLE 3

Levy-season decision support

Two clean exhibits for the preliminary levy decision: Crosby side-by-side with its peer cities on state auditor data, and a scenario table showing what each levy option means in real dollars on a median Crosby home.

Delivered before the Sept 28 levy meeting

Why give work away? Because in a town this size, trust is the only credential that counts — and the fastest way to show the work is real is to hand it over and let the city judge it.

How the work gets done

The honest question is: how does one person deliver grant capacity that normally takes a staff? Not by handing the city software — nothing here asks anyone at city hall to learn a tool, run a program, or maintain anything. I do the work: the research, the writing, the deadline-tracking, the revisions. What makes one person enough is the workshop behind the work — the same professional infrastructure I've spent years building for private companies, the way a good carpenter's shop is full of jigs he made himself.

Watch
I keep a continuous watch on every relevant funder — state agencies, federal programs, regional foundations — using monitoring tools I built for the job, so open windows and rule changes reach me the day they appear, not after the deadline.
Match
I check each program against Crosby's actual eligibility — population, income data, Taconite Assistance Area status, project types — so what I bring to city hall is only money the city can genuinely pursue.
Draft
I write each application myself, built from the city's own public documents — budgets, capital plans, meeting minutes — in the funder's required format, sourced line by line. The craft is in the writing and the fit to the funder's own scoring; that part is judgment, and there's no shortcut for it.
Review & sign
Nothing is submitted by anyone but the city. Every application goes through city staff review and out only with the city's signature. My tools buy me hours; the city gets those hours back as finished work — and keeps every decision.

Two rules are non-negotiable and worth stating plainly. First, my work uses only public documents — the same budgets and minutes any resident can download — keeping everything squarely inside the Minnesota Government Data Practices Act. Nothing nonpublic ever enters it, by design. Second, the city approves everything. The tools make me faster; the accountability stays with people, in writing.

How more gets paid for — if the city ever wants more

If the free work proves useful and the city wants it continued, here is the part I'd most like thirty minutes to explain: there are institutions whose stated purpose is to pay for exactly this kind of help, so Crosby's general fund doesn't have to.

SourceWhat it coversTerms
Sourcewell Third-Party Services Reimbursement Outside services for public-purpose programs — Crosby is in Sourcewell's home five-county region Up to 100% / $15,000 per fiscal year, at most two requests; city files pre-approval with a proposal before engaging anyone (FY2026–27 terms as posted in Sourcewell's Funding Portal, read Sept. 14, 2026; corrected from an earlier $20,000)
Sourcewell Consultant Services Reimbursement Expert support in financial reporting, community planning, and technology services Separate program, separate cap (also to be confirmed)
IRRR Grant Writing Assistance Reimburses cities in the Taconite Assistance Area for the cost of hiring a grant writer Up to $3,000 per project, 1:1 match (confirm current cycle)
Grant administration fees Programs like DEED's SCDP allow administration costs to be paid out of the award itself Capped percentages set by each program — paid from the grant, not the levy

In plain terms: a future engagement would be structured in accordance with Crosby's procurement requirements and applicable Minnesota law, with the city retaining full approval over scope and contracting, and sequenced so reimbursements are approved first — designed from the start to cost the general fund approximately nothing. Whether that ever happens is entirely the city's call, entirely after the free work speaks for itself, and on the city's timeline — there is no urgency on my side and no expiration on the offer.

Ground rules

Small towns get pitched constantly, and most pitches deserve the wastebasket. These are the rules I hold myself to, in writing, so the city — and any neighbor reading this — can hold me to them too:

  1. Flat or hourly fees only — never a percentage of a grant. Contingency fees violate the Grant Professionals Association Code of Ethics, and most state and federal programs won't allow them as a grant cost anyway. Anyone who offers "10% of what I win you" is telling you something.
  2. Public data only, always. My work touches only records that are already public under Minn. Stat. ch. 13. That's not a limitation I tolerate — it's a rule I designed around from day one.
  3. The city owns everything. Radar, exhibits, drafts, and any future work product belong to Crosby, as public records, whether or not we ever work together again.
  4. The city attorney reviews anything before it's signed. Any future agreement follows the League of Minnesota Cities' standard contracting practice: defined scope, insurance certificates, a data-practices clause, termination for convenience.
  5. Every claim carries its source. Each number in this proposal is linked to the public record it came from, and anything I couldn't independently verify is marked "confirm." If I ever hand the city a figure I can't source, throw the whole document out.

The ask & the calendar

Thirty minutes, at city hall or over coffee, at the city's convenience. Bring skepticism — it's the correct response to an offer like this. I'll bring the funding radar and the peer-city numbers, and leave both behind regardless of how the conversation goes.

Week of Sept 7
Meet. I hand over the Funding Radar draft and we pick the target for the free application.
Sept 14
Final Funding Radar ready for the council packet, if the city wants it there.
By Sept 25
Initiative Foundation application drafted, reviewed by staff, and submitted under the city's signature — the current round closes this day.
Before Sept 28
Peer-city comparison and levy-scenario exhibits delivered ahead of the preliminary levy meeting.
October – December
The work speaks for itself. If it's useful, we talk about what comes next — and how Sourcewell and IRRR would pay for it. If not, the city keeps everything and owes nothing.
Jimmy Davidson
Solutions developer · Crosby resident
Agentic Personnel Solutions
jimmy@agenticpersonnel.com