The Cuyuna Compass
The Proposal · September 2026

An open offer to the City of Crosby

Three pieces of finished work, delivered free before the levy is set — and a way to pay for more of it that never touches the general fund. From a neighbor who builds systems for a living.

A letter, first

My name is Jimmy Davidson. I moved to Crosby in 2026, and I intend to stay — this town and these lakes are why I came. I've spent my career as a solutions developer: building the front-end and back-end systems that let companies handle more work without hiring more people. Order pipelines, document systems, reporting dashboards, the unglamorous plumbing that makes a small staff feel like a bigger one.

Since arriving, I've done what solutions people do with a new place: I read it. Every council packet and set of minutes the city has posted, the adopted 2026 budget, the State Auditor's filings, the Department of Revenue's levy tables, and the program rules for every state, federal, and foundation dollar a city of 2,400 on the Cuyuna Range can lawfully apply for. All of it public record; every number in this proposal links to its source.

What I found is a city working hard with too few hands — and real money sitting in programs built specifically for towns like this one, going unclaimed mostly because applying takes time nobody at city hall has.

This proposal asks the city for nothing. No contract, no fee, no decision from the council. It offers three finished pieces of work, free, on dates that matter this month — and explains how, if the city ever wants more, other institutions would pay for it. All I'm asking for today is thirty minutes.

What the numbers say

+27.3%
Cumulative levy increase over three years — +9.2%, +7.5%, +8.3% (MN DOR certified levies)
#2
City tax rate in Crow Wing County, second-highest of all cities (county 2026 final rates)
42¢
Of every 2026 general-fund dollar comes from state aid (OSA 2026 city budgets, DOR LGA)
−$45,476
Deficit built into the adopted 2026 budget (OSA 2026 city budgets, p. 55)

None of this is a criticism of anyone at city hall. It's the arithmetic that roughly 70% of Minnesota's cities — the ones under 4,000 people — are living with: a fixed staff, a levy that residents genuinely cannot absorb faster, and a state aid formula that has been flat statewide since 2023. Crosby has been candid about the strain in its own meetings, and recently approved $30,000–$34,500 for outside help just to close out the year's books. The 2025 State Auditor budget survey lists Crosby as "Failed to Report" — not for lack of effort, but for lack of hours.

My read: Crosby doesn't have a spending problem so much as a capacity problem. The two levers that actually move a budget like this — grant dollars and better information at decision time — both take staff hours the city doesn't have. That's a gap a systems builder can fill. Cutting harder can't close it; capacity can. (For the full plain-English walk-through of the city's finances, see The Numbers.)

Money on the table

These are programs Crosby (or its fire department, or a local partner organization) qualifies for right now or within weeks. Every one is real, linked, and open to a city this size; where a detail still needs confirmation from the program office, it's marked.

ProgramWhat it fundsScaleDeadlineStatus
Initiative Foundation community grants Economic & community development projects; local governments are eligible applicants Varies by project Sept 25, 2026 Open now
Sourcewell Community Impact Regional member projects — records & technology modernization fits; the January 2026 round put $742,065 into eight area projects Typically five figures Annual cycle Next round
DNR Volunteer Fire Assistance Equipment & training for the fire department (50/50 match) Small, near-certain Sept 1 – Dec 1 Opens Sept 1
MNHS Legacy small grants Historical records preservation & heritage sites — e.g. the city-owned Croft Mine park Up to $20,000 Oct 9, 2026 Quarterly
USDA Rural Development SEARCH Predevelopment studies for water/sewer projects; Crosby clears the income test comfortably Up to ~$30,000 Rolling Eligible
IRRR grant programs Public works, redevelopment & more — Crosby sits inside the Taconite Assistance Area; the agency's FY2027 budget grew to $76.9M Public Works pool ~$9M Pre-file ~Sept for Dec board Confirm cycle
DEED Small Cities Development Program Housing rehab, public infrastructure, commercial rehab $600K – $1.4M Prelim. ~late Nov 2026 Confirm date

This table is a sample, not the full list. The complete inventory — every program, every deadline, every match requirement — lives at Money on the Table and is kept current.

Three things, free

Free means free: no contract, no invoice later, no strings. It's how I'd like to introduce myself to the town I live in — with finished work instead of a brochure. Everything below is built entirely from public documents.

DELIVERABLE 1

The Crosby Funding Radar

A one-page, plain-English inventory of every grant program the city qualifies for — deadline, dollar range, match requirement, and who to call — refreshed monthly so nothing expires unnoticed. Yours to drop in any council packet.

In the city's hands before the Sept 14 council meeting
DELIVERABLE 2

One drafted, submittable application

A complete application for the Initiative Foundation's open round — written, sourced, and ready for city review and signature. If the city would rather aim it at a different program on the radar, we aim it there instead.

Drafted before the Sept 25 window closes
DELIVERABLE 3

Levy-season decision support

Two clean exhibits for the preliminary levy decision: Crosby side-by-side with its peer cities on state auditor data, and a scenario table showing what each levy option means in real dollars on a median Crosby home.

Delivered before the Sept 28 levy meeting

Why give work away? Because in a town this size, trust is the only credential that counts — and the fastest way to show the work is real is to hand it over and let the city judge it.

How the work gets done

The honest question is: how does one person deliver grant capacity that normally takes a staff? The answer is the same one I've built for private companies for years — software does the searching and the first drafts; a person makes every decision.

Watch
A monitoring system I built and run checks the program pages of every relevant funder — state agencies, federal programs, regional foundations — continuously, so open windows and rule changes surface the day they appear, not after the deadline.
Match
Each program is scored against Crosby's actual eligibility — population, income data, Taconite Assistance Area status, project types — so the radar only shows money the city can genuinely pursue.
Draft
For a chosen program, the system assembles a first draft from the city's own public documents — budgets, capital plans, meeting minutes — in the funder's required format. What used to take a week of staff time takes a morning.
Review & sign
Nothing is ever submitted automatically. Every application is reviewed line-by-line by me, then by city staff, and goes out only with the city's signature. The system saves hours; people keep the judgment.

Two design rules are non-negotiable and worth stating plainly. First, the system reads only public documents — the same budgets and minutes any resident can download — keeping every workflow squarely inside the Minnesota Government Data Practices Act. Nothing nonpublic ever enters it, by design. Second, a person approves everything. The tools are quick; the accountability is human.

How more gets paid for — if the city ever wants more

If the free work proves useful and the city wants it continued, here is the part I'd most like thirty minutes to explain: there are institutions whose stated purpose is to pay for exactly this kind of help, so Crosby's general fund doesn't have to.

SourceWhat it coversTerms
Sourcewell Third-Party Services Reimbursement Outside services for public-purpose programs — Crosby is in Sourcewell's home five-county region Up to 100% / $20,000 per fiscal year; city files pre-approval before engaging anyone (current-year terms to be confirmed with Sourcewell's Region 5 office)
Sourcewell Consultant Services Reimbursement Expert support in financial reporting, community planning, and technology services Separate program, separate cap (also to be confirmed)
IRRR Grant Writing Assistance Reimburses cities in the Taconite Assistance Area for the cost of hiring a grant writer Up to $3,000 per project, 1:1 match (confirm current cycle)
Grant administration fees Programs like DEED's SCDP allow administration costs to be paid out of the award itself Capped percentages set by each program — paid from the grant, not the levy

In plain terms: a future engagement would be scoped under the $25,000 threshold in Minn. Stat. § 471.345 (professional services, one council motion, no bidding process required) and sequenced so reimbursements are approved first — designed from the start to cost the general fund approximately nothing. Whether that ever happens is entirely the city's call, entirely after the free work speaks for itself, and on the city's timeline — there is no urgency on my side and no expiration on the offer.

Ground rules

Small towns get pitched constantly, and most pitches deserve the wastebasket. These are the rules I hold myself to, in writing, so the city — and any neighbor reading this — can hold me to them too:

  1. Flat or hourly fees only — never a percentage of a grant. Contingency fees violate the Grant Professionals Association Code of Ethics, and most state and federal programs won't allow them as a grant cost anyway. Anyone who offers "10% of what I win you" is telling you something.
  2. Public data only, always. Every system I run touches only records that are already public under Minn. Stat. ch. 13. That's not a limitation I tolerate — it's a rule I designed around from day one.
  3. The city owns everything. Radar, exhibits, drafts, and any future work product belong to Crosby, as public records, whether or not we ever work together again.
  4. The city attorney reviews anything before it's signed. Any future agreement follows the League of Minnesota Cities' standard contracting practice: defined scope, insurance certificates, a data-practices clause, termination for convenience.
  5. Every claim carries its source. Each number in this proposal is linked to the public record it came from, and anything I couldn't independently verify is marked "confirm." If I ever hand the city a figure I can't source, throw the whole document out.

The ask & the calendar

Thirty minutes, at city hall or over coffee, at the city's convenience. Bring skepticism — it's the correct response to an offer like this. I'll bring the funding radar and the peer-city numbers, and leave both behind regardless of how the conversation goes.

Week of Sept 7
Meet. I hand over the Funding Radar draft and we pick the target for the free application.
Sept 14
Final Funding Radar ready for the council packet, if the city wants it there.
By Sept 25
Initiative Foundation application drafted, reviewed by staff, and submitted under the city's signature — the current round closes this day.
Before Sept 28
Peer-city comparison and levy-scenario exhibits delivered ahead of the preliminary levy meeting.
October – December
The work speaks for itself. If it's useful, we talk about what comes next — and how Sourcewell and IRRR would pay for it. If not, the city keeps everything and owes nothing.
Jimmy Davidson
Solutions developer · Crosby resident
Agentic Personnel Solutions
jimmy@agenticpersonnel.com